Think of a credit card app like a fitness band you wear to track your daily activity. It makes monitoring purchases convenient. Whether you want to pay your credit card bills or make any online transactions, it will be helpful if you use an app like:
- PayPal
- CRED
- Google Pay
These apps will allow you to add more than one credit card or link your bank account quickly. Additionally, each app provides security while easing your payment process.
Top 5 Apps to Ease Your Credit Card Bill Payments
The following mobile apps simplify your payments and notify you of your bill payment dates. Using them, you can ensure you pay on time and get added benefits too.
- CRED: CRED has quickly become one of India’s most popular credit card management apps. With CRED, you can avail benefits like:
- Paying your bills on time and getting prompts around the due date
- Paying bills of credit cards from more than 30 issuers
- Enjoying additional rewards from CRED on bill payments
- Making use of various payment options, thereby lessening your stress
- Freecharge: Freecharge has evolved from a simple recharge app to a comprehensive financial services platform. It offers cashback rewards, gives bill reminders, and allows linking multiple cards for easy management. It also supports various payment networks like:
- Visa
- Maestro
- MasterCard
- Diners
- Rupay
- American Express,
- LazyPay: This app allows you to pay bills of Mastercard and VISA cards and offers cashback. It does come with a slightly higher processing fee, though it offers the benefit of cashback. LazyPay also gives you access to loans to meet short-term credit needs.
- Google Pay: Google Pay has gained significant popularity in India for its simplicity and wide acceptance. While it’s primarily known for UPI transactions, it also supports credit card payments. It offers a clean interface, easy access to transaction history, and the ability to manage multiple payment methods, including credit cards. It’s particularly convenient for users already in the Google ecosystem and offers rewards.
- Mobikwik: Apart from bill payment, Mobikwik has many features like fund transfers from a card to a bank account. While its processing fees are on the higher side, it does help you manage payments with ease. Check the processing time and ensure you make the payment 2–5 days before the due date.
These are some of the well-known online credit card apps you can use to maximize your savings. Technology is constantly improving, and new features are added to these apps to make the procedure more user-friendly and convenient.
Try to update often and use the latest version of each of these credit card apps. This way, you can stay informed about any changes in their services or terms of use, which will help you optimize your usage.
If you want to get even more convenience at your fingertips, opt for the One Credit Card. Its powerful mobile app helps you set spending limits and stick to your budget. It also enables you to check your transactions and easily manage your finances.
You can earn up to 5X reward points on your top two spending categories monthly. What’s more, you can save with offers on dining, entertainment, shopping, travel, education and fuel. Apply online to enjoy the benefits of this lifetime-free credit card!
Read Also: Is a Lifetime Free Credit Card Worth It?
